Denied credit although you qualify? Blame non-compliant credit and data providers

According to a report by The Citizen (South Africa)… You made sure you jumped through all the hoops to get credit. But the answer is still no, although all your debts are cleared. Why? complete report is on below link. Source: https://www.citizen.co.za/business/personal-finance/denied-credit-although-you-qualify-blame-non-compliant-credit-and-data-providers/